Checks continue to be widely used in today’s digital world, albeit less common than they once were. It’s easy and inexpensive to transfer money using paper checks, but you don’t likely write reviews every day (or perhaps you’ve never written one). Learn How To Write a Check.
Here’s a step-by-step guide detailing how to write a check. Follow the example above, or use this as a guide. No matter how you complete the steps, so long as you don’t lose any vital information, the final product will be perfect. By moving from the top of the check to the bottom, you may avoid skipping any steps.
Let’s take a look at the perfect check.
1. Current date.
It should be written near the upper-right corner of the page. You should usually use today’s date to keep accurate records so that you and the recipient can compare them. Postdating a check may also be an option, but it generally won’t work the way you expect.
Write the name of the person or organization you are paying in the line “Pay to the order of.” If you’re unsure what to write, you can ask, “Who do I make the check out to?”. Take note that this information is critical.
3. Amount in numeric form.
On the right-hand side, enter the amount of your payment. Be sure to write as far to the left as possible. To prevent fraud, the “8” should be right up against the left border of the dollar box when making a payment of $8.15. Here are examples of how to write in the amount.
3. Amount in words.
To prevent fraud and confusion, write the amount in words. Your official payment amount will be the number written on the check. The amount you wrote with words will legally be the amount of your review if it differs from the amount you entered in the previous step. Ensure that your entire statement is capitalized to make it more difficult to change.
In the bottom-right corner, sign the check legibly. Make sure your bank already has your signature on file. You must sign the statement. You must sign the information before it is considered valid.
5. Memo line.
Feel free to include a note. Adding this line is an entirely optional step that has no bearing on how your check is processed. Adding a memo line to your inspection is an excellent way to remind yourself about what you are paying. It may also be where you write the information your payee needs to process your payment (or find your account if everything goes missing). When paying the IRS, you can write your Social Security Number on this line or put your account number when paying utilities.
What to do After Writing Check
Make sure you record your payment after writing it. You might consider using an electronic or paper check register for this purpose. You cannot spend the funds twice once you record the payment; the funds will not appear as available until after the check is deposited or cashed, which may take a while. If you want to remember the payment, take a note of it right away.